Surety Bond Information Center

Click your state to see a list of bonds.

Can’t find your bond? Need a consultation?
We’re here to help!

  1. Home
  2. »
  3. Florida Surety Bond

Florida Surety Bond: A Complete Guide for Businesses and Individuals

When it comes to ensuring trust, compliance, and financial responsibility in Florida, Surety Bonds play a critical role. Whether you’re a contractor, business owner, or a professional required to obtain a surety bond, understanding what a Florida Surety Bond is and how it works is essential. This guide will explain everything you need to know, including the different types of bonds, costs, and why they matter.

What is a Florida Surety Bond?

A Florida Surety Bond is a financial guarantee that ensures an individual or business meets legal obligations, follows regulations, and fulfills contractual duties. It involves three parties:

    1. Principal: The individual or business required to obtain the bond.
    2. Obligee: The entity (government agency, court, or customer) that requires the bond.
    3. Surety: The bonding company that guarantees the principal’s obligations.

If the principal fails to meet their obligations, the surety company compensates the obligee, ensuring financial protection.

Why Do I Need a Florida Surety Bond?

You may need a Florida Surety Bond for various reasons, depending on your profession or business activities:

    • Legal Compliance: Many industries, such as construction and real estate, require bonds as part of licensing or permitting processes.
    • Financial Security: Bonds ensure that customers, the government, or project owners are compensated if you fail to meet obligations.
    • Credibility: Having a surety bond shows you are trustworthy, financially responsible, and committed to ethical practices.

For example, contractors must obtain a Florida Construction License Bond to legally operate in the state, while businesses handling sensitive information may require Fidelity Bonds for financial protection.

 Types of Florida Surety Bonds

Florida offers several types of surety bonds, depending on the industry and purpose. Here are the most common:

  1. License and Permit Bonds – Required by government agencies to issue licenses or permits. Examples include:
      • Construction License Bond
      • Auto Dealer Bond
      • Mortgage Broker Bond
  2. Contract Bonds – Required for construction projects to guarantee performance and payment obligations. Examples include:
      • Bid Bonds
      • Performance Bonds
      • Payment Bonds
  3. Court Bonds – Required in legal proceedings, such as probate cases or appeals. Examples include:
      • Executor Bonds
      • Appeal Bonds
      • Replevin Bonds
  4. Fidelity Bonds – Protect businesses from employee theft or dishonesty. Examples include:
      • Employee Theft Bonds
      • ERISA Fidelity Bonds
  5. Miscellaneous Bonds – Cover specific obligations, such as Florida Citrus Fruit Dealer Bonds or DMPO Surety Bonds. 

Each type of bond serves a unique purpose, so it’s essential to identify the one required for your profession or project.

How Much Does a Florida Surety Bond Cost?

The cost of a Florida Surety Bond depends on several factors, including:

    1. Bond Amount: The amount required by the obligee determines the total bond value.
    2. Premium Rate: The premium is a percentage of the bond amount, typically ranging from 1% to 10%, depending on your financial profile.
    3. Credit Score: Individuals or businesses with strong credit scores can secure lower rates. Those with poor credit may pay higher premiums.

Example:
If you need a $10,000 bond and the premium rate is 3%, the cost will be $300 annually.

Working with a trusted surety provider can help you secure competitive rates, even if you have credit challenges.

How Do I Get a Florida Surety Bond?

Getting a Florida Surety Bond is simple when you follow these steps:

    1. Identify the Required Bond: Confirm the type and amount of bond you need with the obligee.
    2. Find a Bond Provider: Choose a licensed surety bond provider with experience in Florida bonds.
    3. Submit an Application: Complete the bond application and provide necessary financial information.
    4. Undergo Credit Evaluation: The provider will assess your credit to determine the premium rate.
    5. Pay the Premium: Once approved, pay the premium to activate the bond.
    6. Receive and File the Bond: Submit the bond to the appropriate authority or obligee to finalize the process.

Working with an experienced surety provider can expedite this process, ensuring you meet all requirements without delays.

Who Requires a Florida Surety Bond?

Surety bonds in Florida are required by:

    • State and Local Government Agencies for licenses, permits, and public projects.
    • Courts for probate and legal proceedings.
    • Private Project Owners for construction and contract work.

Industries like construction, automotive sales, and financial services often require specific bonds to operate legally.

How Long Does a Surety Bond Last?

Surety bonds typically last 12 months and must be renewed annually to remain in compliance. The renewal premium may vary depending on changes in your financial standing or the bond amount required.

Why Choose Innovative Bonding Service for Your Florida Surety Bond?

At Innovative Bonding Service, we make the bonding process stress-free, fast, and affordable. Here’s why clients trust us:

    • Competitive Rates: We provide low premiums, even for individuals with credit challenges.
    • Fast Approvals: Get your bond quickly with our efficient application process.
    • Expert Guidance: Our team of experts will help you choose the right bond and ensure you meet all requirements.
    • Personalized Service: We’re committed to exceptional customer support, answering your questions every step of the way.

Whether you need a Contract Bond, License Bond, or Fidelity Bond, Innovative Bonding Service has you covered.

If you don’t see the bond you’re looking for give us a call at

+561 247 5846 and speak to one of our many

Florida Surety Bond Experts!

StateBondBond TypeSubtype
FloridaFlorida Financially Responsible Officer Surety Bond: A Step-by-Step GuideContractConstruction Bonds / Contractor License BondGet Bonded Now
FloridaFederal Alcohol Tax Surety Bonds / TTB Surety Bonds: Everything You Need to KnowCommercialTax BondsGet Bonded Today
FloridaFlorida Medical Marijuana Bond: Everything You Need to KnowLicense BondsMarijuana BondsGet Bonded Today
FloridaUnderstanding H-2A Farm Labor Contractor BondsCommercialLicense BondsGet Bonded Today
FloridaDMEPOS Surety Bonds: Everything You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaUnderstanding Ocean Transportation Intermediary Bonds (OTI Surety Bonds)CommercialLicense BondsGet Bonded Today
FloridaFlorida Contractor License Bond: Everything You Need to KnowContractConstruction Bonds / Contractor License BondGet Bonded Today
FloridaAirlines Reporting Corporation (ARC) Surety Bond: What You Need to KnowCommercialMiscellaneous BondsGet Bonded Today
FloridaUnderstanding the Anna Maria Right of Way Bond: A Complete GuideCommercialPermit BondsGet Bonded Today
FloridaUnderstanding Appeal/Supersedeas Surety BondsCourtDefendant BondsGet Bonded Today
FloridaUnderstanding Assignee Surety Bonds: A Comprehensive GuideCourtFiduciary/Probate BondsGet Bonded Today
FloridaAttachment Surety Bond: A Complete GuideCourtPlaintiff BondsGet Bonded Today
FloridaBankruptcy Trustee Surety Bond: What You Need to KnowCourtFiduciary/Probate BondsGet Bonded Today
FloridaBid Bond: Everything You Need to KnowContractn/aGet Bonded Today
FloridaBlanket Position Fidelity Bond: Protecting Your Business Against Employee DishonestyFidelityn/aGet Bonded Today
FloridaBond in Lieu of Probate: Simplifying Estate ManagementCourtFiduciary/Probate BondsGet Bonded Today
FloridaFlorida Business Opportunity Bond: What You Need to KnowCommercialMiscellaneous BondsGet Bonded Today
FloridaBusiness Service Fidelity Bond: Everything You Need to KnowFidelityn/aGet Bonded Today
FloridaCertified Professional Employer Organization (CPEO) Bond: Everything You Need to KnowLicense BondsProfessional Employment Organization BondsGet Bonded Today
FloridaUnderstanding Co-Administrator Surety Bonds: Everything You Need to KnowCourtFiduciary/Probate BondsGet Bonded Today
FloridaUnderstanding Commissioners Surety Bond: What You Need to KnowCourtFiduciary/Probate BondsGet Bonded Today
FloridaConservator Surety Bond: What It Is and Why You Need ItCourtFiduciary/Probate BondsGet Bonded Today
FloridaConstruction Bonds: A Complete Guide to Understanding, Costs, and BenefitsContractn/aGet Bonded Today
FloridaEverything You Need to Know About Construction Materials Mining Company Surety BondsCommercialLicense BondsGet Bonded Today
FloridaEverything You Need to Know About Contract BondsContractn/aGet Bonded Today
FloridaUnderstanding Counter-Replevin Surety Bonds: Your Complete GuideCourtDefendant BondsGet Bonded Today
FloridaUnderstanding Dissolve Injunction Surety Bonds: What You Need to KnowCourtDefendant BondsGet Bonded Today
FloridaProtect Your Business with an Employee Theft Fidelity BondFidelityn/aGet Bonded Today
FloridaUnderstanding ERISA Fidelity Bonds: Protecting Employee Retirement PlansFidelityn/aGet Bonded Today
FloridaUnderstanding Examiners Surety Bonds: A Complete GuideCourtFiduciary/Probate BondsGet Bonded Today
FloridaExecutor Surety Bond: Everything You Need to KnowCourtFiduciary/Probate BondsGet Bonded Today
FloridaFlorida Adult Assisted Living Facility Surety Bond: What You Need to KnowLicense BondsHealth Care and Medical BondsGet Bonded Today
FloridaFlorida Agricultural Products Dealer Surety Bond: Everything You Need to KnowLicense BondsAgricultural Products Dealer BondsGet Bonded Today
FloridaFlorida Citrus Fruit Dealer Bond: Everything You Need to KnowLicense BondsAgricultural Products Dealer BondsGet Bonded Today
FloridaFlorida Class E Third Party Driving Exam Administrator Performance Bond: Everything You Need to KnowLicense BondsDriver School/Training BondsGet Bonded Today
FloridaA Complete Guide to Florida Class I Wildlife Surety BondCommercialLicense BondsGet Bonded Today
FloridaFlorida Commercial Collection Agency Surety Bond: Everything You Need to KnowLicense BondsCollection Agency BondGet Bonded Today
FloridaFlorida Construction License Bond: Everything You Need to KnowContractConstruction Bonds / Contractor License BondGet Bonded Today
FloridaFlorida Corporate Guardian Bond: What You Need to KnowCourtFiduciary/Probate BondsGet Bonded Today
FloridaFlorida Discount Medical Plan Organization (DMPO) Surety Bond: A Complete GuideLicense BondsHealth Care and Medical BondsGet Bonded Today
FloridaFlorida Fantasy Contest Operator Surety Bond Cost: Everything You Need to KnowLicense BondsFantasy Contest Operator BondsGet Bonded Today
FloridaFlorida Fertilizer Dealer’s Surety BondCommercialLicense BondsGet Bonded Today
FloridaFlorida Fish & Wildlife Conservation Commission Sub-Agent Surety Bond: What You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Fuel Tax / Pollutants Tax Surety Bond: What You Need to KnowTax BondsFuel Tax BondsGet Bonded Today
FloridaFlorida Game Promotion Surety Bond: What You Need to KnowLicense BondsLottery BondsGet Bonded Today
FloridaFlorida Hazardous Waste Bond: Everything You Need to KnowCommercialMiscellaneous BondsGet Bonded Today
FloridaFlorida Hazardous Waste Facility Surety Bond for Liability Coverage: A Complete GuideCommercialMiscellaneous BondsGet Bonded Today
FloridaFlorida Health Care Clinic Surety Bond: Everything You Need to KnowLicense BondsHealth Care and Medical BondsGet Bonded Today
FloridaFlorida Health Studio Bond: Everything You Need to KnowLicense BondsHealth Club BondsGet Bonded Today
FloridaFlorida Home Health Agency Surety Bond: What You Need to KnowLicense BondsHealth Care and Medical BondsGet Bonded Today
FloridaFlorida Home Medical Equipment Provider Surety Bond: Everything You Need to KnowLicense BondsHealth Care and Medical BondsGet Bonded Today
FloridaFlorida Home/Service Warranty Association Surety Bond: Everything You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Hospital Surety Bond: Everything You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida House Mover’s Surety Bond: What You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Household Moving Services Performance Bond: What You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Indemnity Bond for a Liquefied Petroleum Gas License: Everything You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Insurance Broker/Surplus Lines Agent Bond: What You Need to KnowLicense BondsSurplus Lines Broker BondsGet Bonded Today
FloridaFlorida Leased Nursing Home (Medicaid) Surety Bond: What You Need to KnowLicense BondsHealth Care and Medical BondsGet Bonded Today
FloridaFlorida Veterinary Prescription Drug Wholesaler Distributor Surety Bond: Everything You Need to KnowLicense BondsPharmacy/Prescription Drug BondsGet Bonded Today
FloridaFlorida Lottery Surety Bond: Everything You Need to KnowLicense BondsLottery BondsGet Bonded Today
FloridaFlorida Medicaid Provider Surety Bond: A Complete GuideLicense BondsMedicaid Provider BondsGet Bonded Today
FloridaFlorida Mobile Home Bonds: Everything You Need to KnowLicense BondsMotor Vehicle BondsGet Bonded Today
FloridaFlorida Mobile Home Manufacturer Surety Bond: Your Complete GuideMotor Vehicle BondsFlorida Mobile Home BondsGet Bonded Today
FloridaFlorida Money Transmitters Bond: Your Complete GuideLicense BondsMoney Transmitter BondsGet Bonded Today
FloridaFlorida Motor Carrier Compliance Surety Bond: Everything You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Motor Vehicle Dealer Bond: Everything You Need to KnowLicense BondsMotor Vehicle BondsGet Bonded Today
FloridaFlorida Nonprofit Scholarship-Funding Organization Bond: What You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Nursing Home Patient Trust Surety Bond: Everything You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaUnderstanding Florida Pawnbroking Surety Bonds: A Complete GuideLicense BondsPawn Broker BondsGet Bonded Today
FloridaA Complete Guide to Florida Pharmaceutical Wholesaler Surety BondLicense BondsHealth Care and Medical BondsGet Bonded Today
FloridaUnderstanding the Florida Premium Finance Company Surety BondCommercialLicense BondsGet Bonded Today
FloridaEverything You Need to Know About the Florida Prepaid Health Clinic Surety BondLicense BondsHealth Care and Medical BondsGet Bonded Today
FloridaA Complete Guide to the Florida Prescription Drug Wholesale Distributor Surety BondLicense BondsPharmacy/Prescription Drug BondsGet Bonded Today
FloridaA Complete Guide to the Florida Private Educational Institution BondLicense BondsPrivate School BondsGet Bonded Today
FloridaYour Complete Guide to the Florida Private Rebuilt Vehicle Inspection BondLicense BondsMotor Vehicle BondsGet Bonded Today
FloridaYour Complete Guide to the Florida Process Server’s Surety BondLicense BondsProcess Server BondsGet Bonded Today
FloridaA Complete Guide to the Florida Professional Solicitor Surety BondLicense BondsProfessional/Paid Solicitor BondsGet Bonded Today
FloridaEverything You Need to Know About the Florida Boxing Promoter Surety Bond & MMA Promoter BondLicense BondsBoxing/MMA Promotor BondsGet Bonded Today
FloridaA Complete Guide to Florida Public Adjuster’s Surety BondLicense BondsPublic Adjuster BondsGet Bonded Today
FloridaUnderstanding the Florida Public Sale of Thoroughbred Horses Surety BondCommercialLicense BondsGet Bonded Today
FloridaA Complete Guide to Florida Recreational Vehicle BondsCommercialLicense BondsGet Bonded Today
FloridaFlorida Recreational Vehicle Dealer Surety Bond: Everything You Need to KnowLicense BondsMotor Vehicle BondsGet Bonded Today
FloridaFlorida RV Manufacturer, Distributor, Importer, or Van Converter Surety Bond: Your Complete GuideLicense BondsMotor Vehicle BondsGet Bonded Today
FloridaFlorida SAG-AFTRA Surety Bond: Everything You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Slot Machine Licensee Surety Bond: Everything You Need to KnowLicense BondsLottery BondsGet Bonded Today
FloridaFlorida Guarantee Payment of Citrus Fruit Inspection Fees Surety Bond: What You Need to KnowLicense BondsAgricultural Products Dealer BondsGet Bonded Today
FloridaFlorida Telemarketing Surety Bond: Everything You Need to KnowLicense BondsTelemarketing BondsGet Bonded Today
FloridaFlorida Title Loan Act Surety Bond: Everything You Need to KnowLicense BondsPayday and Other Loan BondsGet Bonded Today
FloridaFlorida Utility Bonds: Everything You Need to KnowCommercialUtility BondsGet Bonded Today
FloridaFlorida Venomous Reptiles Surety Bond: What You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Yacht and Ship Broker/Seller Bond: Everything You Need to KnowLicense BondsMotor Vehicle BondsGet Bonded Today
FloridaFort Lauderdale Right of Way Bond: What You Need to KnowCommercialPermit BondsGet Bonded Today
FloridaFort Myers Right of Way Bond: Everything You Need to KnowCommercialPermit BondsGet Bonded Today
FloridaFederal Fuel Tax Bonds: Everything You Need to KnowTax BondsFuel Tax BondsGet Bonded Today
FloridaUnderstanding Garnishment Surety Bonds: A Complete GuideCourtPlaintiff BondsGet Bonded Today
FloridaJacksonville Beach Right of Way Bond: Everything You Need to KnowCommercialPermit BondsGet Bonded Today
FloridaJacksonville Right of Way Bond: What You Need to KnowCommercialPermit BondsGet Bonded Today
FloridaJacksonville Sign Bond: Everything You Need to KnowCommercialPermit BondsGet Bonded Today
FloridaJanitorial Service Fidelity Bond: Why It Matters and How to Get OneFidelityn/aGet Bonded Today
FloridaKey West Peddlers Bond: Everything You Need to KnowCommercialPermit BondsGet Bonded Today
FloridaEverything You Need to Know About the Lee County Right of Way Construction Permit BondCommercialPermit BondsGet Bonded Today
FloridaUnderstanding Maintenance Bonds: A Guide For Contractors and Project OwnersContractn/aGet Bonded Today
FloridaA Comprehensive Guide to Miscellaneous Fiduciary Surety BondsCourtFiduciary/Probate BondsGet Bonded Today
FloridaYour Complete Guide to Name Schedule Fidelity BondsFidelityn/aGet Bonded Today
FloridaYour Guide to Open Estate Surety BondsCourtFiduciary/Probate BondsGet Bonded Today
FloridaYour Comprehensive Guide to Performance BondsContractn/aGet Bonded Today
FloridaUnderstanding Public Official Fidelity Bonds: Protecting Public Funds with IntegrityFidelityn/aGet Bonded Today
FloridaUnderstanding Receivers Surety Bonds: A Comprehensive GuideCourtFiduciary/Probate BondsGet Bonded Today
FloridaComprehensive Guide to Receivership Surety BondsCourtFiduciary/Probate BondsGet Bonded Today
FloridaEverything You Need to Know About Refunding Surety BondsCourtFiduciary/Probate BondsGet Bonded Today
FloridaRelease Attachment Surety Bond: What You Need to KnowCourtDefendant BondsGet Bonded Today
FloridaRelease of Garnishment Surety Bond: Essential GuideCourtDefendant BondsGet Bonded Today
FloridaEverything You Need to Know About Replevin BondsCourtPlaintiff BondsGet Bonded Today
FloridaEverything You Need to Know About Right of Way Surety BondsContractn/aGet Bonded Today
FloridaUnderstanding Service Contract Surety BondsContractn/aGet Bonded Today
FloridaA Comprehensive Guide to Subdivision Surety BondsContractn/aGet Bonded Today
FloridaA Complete Guide to Supply Surety BondsContractn/aGet Bonded Today
FloridaA Comprehensive Guide to Florida Mobile Home Installer Performance BondMotor Vehicle BondsFlorida Mobile Home BondsGet Bonded Today
FloridaUnderstanding Trustee Surety Bonds: A Comprehensive GuideCourtFiduciary/Probate BondsGet Bonded Today
FloridaA Comprehensive Guide to USPS Contract Postal Unit Surety Bonds (CPU Bonds)CommercialMiscellaneous BondsGet Bonded Today
FloridaEverything You Need to Know About Warranty Surety BondsContractn/aGet Bonded Today
FloridaEverything You Need to Know About Lis Pendens Surety BondsCourtPlaintiff BondsGet Bonded Today
FloridaA Complete Guide to CDL Third-Party Administrator BondsLicense BondsDriver School/Training BondsGet Bonded Today
FloridaA Comprehensive Guide to Freight Broker & Forwarder Surety Bonds (BMC-84)CommercialLicense BondsGet Bonded Today
FloridaA Comprehensive Guide to Florida Class E Third Party Knowledge Exam Administrator Performance BondLicense BondsDriver School/Training BondsGet Bonded Today
FloridaUnderstanding Personal Representative Surety BondsCourtFiduciary/Probate BondsGet Bonded Today
FloridaFlorida Mobile Home Dealer Bond / Mobile Home Broker Surety Bond: Everything You Need to KnowMotor Vehicle BondsFlorida Mobile Home BondsGet Bonded Today
FloridaUnderstanding Payment Bonds: Essential Information for Contractors and ClientsContractn/aGet Bonded Today
FloridaUnderstanding Customs Bonds: A Comprehensive GuideCommercialTax BondsGet Bonded Today
FloridaCompletion Surety Bond: Everything You Need to KnowContractn/aGet Bonded Today
FloridaFlorida Non-Native Species Planting Surety Bond: A Complete GuideCommercialLicense BondsGet Bonded Today
FloridaFlorida Sellers of Travel Surety Bond: A Complete GuideLicense BondsTravel Agency BondsGet Bonded Today
FloridaInjunction Surety Bond: Everything You Need to KnowCourtPlaintiff BondsGet Bonded Today
FloridaFlorida Talent Agency Bonds: What You Need to KnowCommercialLicense BondsGet Bonded Today
FloridaFlorida Title Insurance Agency Bonds: Everything You Need to KnowLicense BondsTitle Agency BondsGet Bonded Today
FloridaA Complete Guide to Blanket Fidelity BondsFidelityn/aGet Bonded Today
FloridaFlorida Credit Services Organization Surety Bond: Your Complete GuideLicense BondsCredit Services BondsGet Bonded Today
FloridaFlorida Professional Guardian Surety Bonds: A Comprehensive GuideCourtFiduciary/Probate BondsGet Bonded Today
FloridaVA Fiduciary Bonds: A Guide to Safeguarding Veterans’ InterestsCourtFiduciary/Probate BondsGet Bonded Today
FloridaFlorida Escrow Deposit Bonds: Protecting Financial Transactions with ConfidenceContractn/aGet Bonded Today
Verified by MonsterInsights